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    <title>News</title>
    <link></link>
    <description></description>
    <dc:language>en</dc:language>
    <dc:creator>ruth@ruthbadger.com</dc:creator>
    <dc:rights>Copyright 2010</dc:rights>
    <dc:date>2010-05-24T16:07:36+00:00</dc:date>
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    <item>
      <title>Attitude, Attendance &amp;amp; Ability!</title>
      <link>http://www.ruthbadger.com/blog/item/attitude-attendance-ability/</link>
      <guid>http://www.ruthbadger.com/blog/item/attitude-attendance-ability/#When:15:07:36Z</guid>
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						<![CDATA[<p><span style="font-size: small; font-family: Times New Roman;"></span></p>
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<p><span style="font-size: small; font-family: Times New Roman;">Ms Badger, who runs a successful SME consultancy business, told delegates at the annual event that by following a number of simple rules they could grow their businesses.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">"It's really important to undertand who you are, what you provide and what the hell makes you different," she said. "If you want to do it there's only one person who can step up and do it and that's you."</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">The reality TV star, who has also enjoyed success in front of the camera through her hit show 'Badger or Bust', said it was also vital that owner-managers realised that an integral part of running a business was understanding their staff to ensure they got the best out of them.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">Ms Badger said bosses should ultimately look at themselves and their shortcomings if a business was failing and not blame staff.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">She was also keen to emphasise that although her appearance in the second series of BBC show The Apprentice had thrust her into the limelight, she had gambled everything to appear on the series and left a highly-paid sales director role with a plc.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">She told the audience at the event, which was held at Barnsley Metrodome how her consultancy business&nbsp;had worked with 358 SMEs since its launch four years ago, more than 300 of which were still trading.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">She also runs the Ruth Badger Training Academy which offers advice to small businesses.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">She also emphasised the importance of sales to a business and time management.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">"I actually believe sales is about not making the same mistakes again. You take decisions and you take risks. Do you always take the right ones? No.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">"As a business owner it's really important to take control of the company. Business is simple. Attitude is the be all and end all for business."</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">Carol Cooper Smith, director of Barnsley Development Agency, one of the main sponsors of </span><a href="http://www.thebusinessdesk.com/yorkshire/21357/barnsleyworks-2010.html" title="View BarnsleyWorks's business directory listing"><span style="font-size: small; font-family: Times New Roman;">BarnsleyWorks</span></a><span style="font-size: small; font-family: Times New Roman;"> with Barnsley Work and Skills Board, said the event was important to foster a spirit of enterprise in the region.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">Ms Cooper Smith said sectors such as manufacturing and food and drink were flourishing in the wake of Barnsley's mining background.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">She said: "We want to capitalise on the burgeoning spirit in the town. This event is an event for Barnsley by Barnsley. </span></p>
<p><span style="font-size: small; font-family: Times New Roman;">"We've got an economy that's 30% driven by the public sector (in Barnsley) and that's got to change. What we need in Barnsley is much more of an enterprising spirit but that's coming."</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">More than 50 exhibitors, including SMEs, universities and advice bodies, attended </span><a href="http://www.thebusinessdesk.com/yorkshire/21357/barnsleyworks-2010.html" title="View BarnsleyWorks's business directory listing"><span style="font-size: small; font-family: Times New Roman;">BarnsleyWorks</span></a><span style="font-size: small; font-family: Times New Roman;">.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">Delegates also heard from speakers including&nbsp;Rob Wilmot, director of BCS Digital and one of the brains behind internet service provider Freeserve; Dr Mike mcCaig of Bull, who spoke about greener ICT; and Imran Farooq, managing director of MMC Learning, gave an insight into digital marketing.</span></p>
<p><span style="font-size: small; font-family: Times New Roman;">&nbsp;</span></p>
<p><span style="font-size: small; font-family: Times New Roman;"><span style="font-size: small; font-family: Times New Roman;">
<p>By Ian Briggs - Deputy Editor, Yorkshire-The Business Desk.com&nbsp;</p>
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      <dc:date>2010-05-24T15:07:36+00:00</dc:date>
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    <item>
      <title>&#8216;Salford University Seeks Help&#8217;</title>
      <link>http://www.ruthbadger.com/blog/item/salford-university-seeks-help/</link>
      <guid>http://www.ruthbadger.com/blog/item/salford-university-seeks-help/#When:08:12:00Z</guid>
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						<![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span lang="EN" style="font-size: 11pt; color: #333333; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-ansi-language: EN;">Star of television series the Apprentice and one of the UK&rsquo;s most famous female entrepreneurs, Ruth Badger, visited Salford Business School on April 15th 2010 to speak and </span><span style="font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">share the secrets of successful</span><span lang="EN" style="font-size: 11pt; color: #333333; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-ansi-language: EN;"> selling to delegates one of the Business school&rsquo;s most successful small business leadership management programmes.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span lang="EN" style="font-size: 11pt; color: #333333; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-ansi-language: EN;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span style="font-size: 11pt; color: #222222; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Ruth provided a unique insight into her sales approach and shared the method of how she sells with delegates. The masterclass delivered over 15 years of real sales experience in one morning! Each delegate walked away having developed sales skills that could have a real impact on performance of their business.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span style="font-size: 11pt; color: #222222; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span style="font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Stuart Wells, Director of Management Development Programmes explained that the small business masterclasses have been designed to challenge delegates, stimulate thinking and catalyse awareness. &ldquo;Selling Badger Style&rdquo; was a superb example of one of our business growth masterclasses. These sessions are specifically designed to meet the needs of small businesses and to provide owner managers with the tools to improve their businesses and develop them as individuals.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span style="font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; text-align: justify;"><span style="font-size: 11pt; color: #333333; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">More information on the management programmes at Salford Business School can be found at </span><span style="text-decoration: underline;"><span style="font-size: 11pt; color: blue; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">www.business.salford.ac.uk</span></span><span style="font-size: 11pt; color: #333333; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"> or by calling Stuart Wells on 0161 295 3385.</span><span style="font-size: 11pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"></span></p>
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      <dc:subject></dc:subject>
      <dc:date>2010-04-23T08:12:00+00:00</dc:date>
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    <item>
      <title>Business School Awards Celebrate Local Talent</title>
      <link>http://www.ruthbadger.com/blog/item/business-school-awards-celebrate-local-talent/</link>
      <guid>http://www.ruthbadger.com/blog/item/business-school-awards-celebrate-local-talent/#When:08:15:26Z</guid>
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						<![CDATA[<p><br />To celebrate its launch, East Cheshire Business School has hosted its inaugural<br />Learner of the Year and Apprentice of the Year Awards, handing the titles to<br />outstanding candidates from local businesses at a prestigious ceremony, hosted by<br />Ruth Badger. <br /><br />The event, held at the business school's impressive Silk Room Restaurant, was<br />attended by over a hundred high-profile Cheshire and Manchester business people, who<br />came to see their nominees pick up accolades across eleven categories, ranging from<br />Customer Service to Health and Social Care.<br /><br />Ashlea Davenport of Kingston Smith/Resources for Associations scooped the Customer<br />Service Apprentice of the Year award, whilst Therese McArdle of KAT UK won the<br />Customer Service Learner of the Year category. Julia Jones of Home Instead Senior<br />Care netted the Health and Social Care learner award and Jan Labanc of Winnie Care<br />won the Health and Social Care Apprenticeship award. Ros Siddall of Tullis Russell<br />Coaters, won the HR and Personnel category; Rosalyn Barlow of People Pay and<br />Pensions Agency won the Business and Administration category. From Elior UK, Andrew<br />Stubbs won the Accounting category and Matt Critchlow the Payroll Apprenticeship<br />category; Stephen Lawlor of IAS B2B Marketing netted the Graphics and Digital Media<br />category; Matthew McGrath of EDM won the IT category; Linda Downes from St Paul's<br />Primary School in Poynton won the 'Early Years' category.<br /><br />Working in association with businesses to identify and address employee skills gaps,<br />via a free training needs analysis service, East Cheshire Business School devises<br />and delivers both certified programmes and bespoke training solutions suited to the<br />specific requirements of each individual organisation. Since the recession hit,<br />business modules have, if anything, increased in popularity as companies realise the<br />vital importance of standing out from the competition with a highly trained and<br />polished work force. <br /><br />Launched as a result of the huge success of the training arm of Macclesfield<br />College, the business school is affiliated to Manchester Metropolitan University and<br />is a Learning Zone partner, sharing facilities that have recently undergone a &pound;38<br />million overhaul. <br /><br />Ruth Badger, who shot to fame in series two of the BBC's hit show "The Apprentice"<br />and now heads three businesses of her own, presented the awards. Renowned for her<br />straight talking approach, Ruth said of East Cheshire Business School:<br /><br />''The facilities are state-of-the art, brand spanking new, fresh and airy - a great<br />learning environment. I'm impressed by the high quality training that's relevant and<br />spot-on for helping individuals and businesses gain the competitive edge in today's<br />economic climate. <br /><br />''Companies can't afford not to train their staff - it's only through accomplished<br />and polished service delivered by a team that lives the company values that they can<br />stand out from the crowd.''<br /><br />Talking about the prize winners, Ruth commented: ''It's great to recognise success<br />that is down to hard graft and sheer determination. These people, who've excelled in<br />their training at East Cheshire Business School, deserve the acclaim. Putting in the<br />extra time and effort to propel your career takes commitment and this grit that will<br />pay off.'<br /><br />''Apprenticeships and learning on the job are invaluable - I left school at 16 with<br />three GCSEs, and although I've reached the top it has been a steep climb to success.<br />Some work-based training that related back to the real-world work I was doing at the<br />time would definitely have eased my ascent.''<br /><br />Liz Gorb, Head of East Cheshire Business School, commented: ''The awards event was<br />an unprecedented success, with a fantastic turnout. Competition was fierce, with<br />some extremely talented nominees. There was a real sense of energy and achievement:<br />the awards scheme recognised and celebrated the learners' hard work and development.<br />We're looking forward to seeing their careers continuing to flourish, and the<br />continued success of their companies, which will benefit from a loyal and highly<br />trained workforce.''</p> ]]>
					
				
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      <dc:subject></dc:subject>
      <dc:date>2010-04-20T08:15:26+00:00</dc:date>
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      <title>Do You Have A Grip On Your Finances?</title>
      <link>http://www.ruthbadger.com/blog/item/do-you-have-a-grip-on-your-finances/</link>
      <guid>http://www.ruthbadger.com/blog/item/do-you-have-a-grip-on-your-finances/#When:14:29:54Z</guid>
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						<![CDATA[<p class="MsoNormal" style="background: white; margin: 0cm 0cm 0pt; line-height: normal;"><span style="font-size: 12pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Regardless of when your financial year starts, the start of the year should be treated as a fresh start and businesses should take a different approach on the way that they are working.<br /><br />All small companies must use the first quarter of the year to spring-clean their firm, this is an absolute business fundamental. I have found that it's often the smaller businesses that hide behind their figures. On a quarterly basis I review all my costs, fixed and variable, to see if I can negotiate a better deal because I'm always looking to reduce cost and increase profit within the business.<br /><br />It is no good for a company to wait until the end of the quarter for an accountant to produce some quarterly figures for analysis. By the time they've done that, it is already six weeks into the next quarter.<br /><br />Small firms often look at their accountants to provide them their figures, when really they need to get close to their figures and actually understand what they mean and what their costs are.<br /><br />Without regular reviews of figures, business get to the end of the year and are shocked to find that they have not hit their targets - this is because they are not constantly evaluating the figures.<br style="mso-special-character: line-break;" /><br style="mso-special-character: line-break;" /></span></p>
<p align="center" class="MsoNormal" style="background: #f9f9c7; margin: 0cm 0cm 3.75pt; line-height: normal; text-align: center;"><strong><span style="font-size: 12pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;">Small firms often look at their accountants to provide them their figures, when really they need to get close to their figures </span></strong></p>
<p class="MsoNormal" style="background: white; margin: 6pt 0cm 10pt; line-height: normal;"><span style="font-size: 12pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-GB;"><br />One thing every business should ask themselves in the first quarter is what their break-even point is. If they don't know it then they need to stop and work it out. Out of all the businesses that I've been into 70% don't know their break-even point. They can tell you what their budget is and what their forecasts are, but not one of the most important figures.<br /><br />The start of a new year is also a great opportunity to review sales targets. A business in the Midlands I'm working with is not doing very well at the moment and what they're focusing their staff on is last year's performance.<br /><br />Every single week they are coming out with staff sales figures, and they are all 30-40% down. The staff are completely de-motivated because of this communication about their performance compared to last year.<br /><br />I'm also focused on the internal infrastructure of businesses before they go out and generate leads; a lot of businesses fail because they can't convert their leads. People talk about numbers and figures, but the most important thing is conversion. If you put ten leads in and convert five, then I want to know how we are going to put in ten leads and convert eight. It is vital to make more out of what you've got.<br /><br />Companies can go out and have fancy marketing and a great strategy but it's no good if potential business comes in and then falls down at the first hurdle.<br /><br />All businesses must stock-take on where they are in order to progress in 2010, because I think this is the year that businesses are going to recover.<br /><br />Every business owner took a deep breath on the 2nd of January last year as we walked into the new year, as nobody knew what to expect. This year people need to be more focused, more aggressive and proactive. If they do these three things, applied with common sense and understanding their figures, then they will have growth in 2010.</span></p>
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      <dc:subject></dc:subject>
      <dc:date>2010-03-11T14:29:54+00:00</dc:date>
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      <title>Employing An Apprentice Is The Way Forward</title>
      <link>http://www.ruthbadger.com/blog/item/employing-an-apprentice-is-the-way-forward/</link>
      <guid>http://www.ruthbadger.com/blog/item/employing-an-apprentice-is-the-way-forward/#When:17:06:47Z</guid>
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						<![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">A new grant for employers has been announced to make it easier for employers to take</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">on young apprentices. Over the next 10 weeks the National Apprenticeship Service</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">will provide up to 5,000 Apprenticeship Grants for Employers of 16 and 17 year olds</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">(AGE 16&nbsp;and 17). The grant of &pound;2,500 is to enable employers to offer 5,000 new</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">Apprenticeship places and take on an unemployed&nbsp;16 or 17 year old apprentice</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">immediately. The &pound;2,500 grant is in addition to the costs of training which are</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">already met by the National Apprenticeship Service.<span style="mso-spacerun: yes;">&nbsp;&nbsp;&nbsp; </span></span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;"><span style="mso-spacerun: yes;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">As I started my career in 1994 on a Youth Trainee Scheme which was the old name for an Apprenticeship I really do see the value of giving a young person the chance of building your business and their career.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">It is not very often I champion the Government but I think these grants are a great idea and as an employer you would be a fool not to take advantage of a burst of young energy into your business.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="font-size: 12pt; color: black; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-family: Calibri;">There are currently lots of young people looking for Apprenticeship opportunities so to find out more call 08000 150 600. </span></span></p> ]]>
					
				
			</description>
      <dc:subject>Comment</dc:subject>
      <dc:date>2010-01-21T17:06:47+00:00</dc:date>
    </item>

    <item>
      <title>Save Money&#8230; Haggle</title>
      <link>http://www.ruthbadger.com/blog/item/save-money...-haggle/</link>
      <guid>http://www.ruthbadger.com/blog/item/save-money...-haggle/#When:21:51:17Z</guid>
      <description>
				
					
						<![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">Recession depressed retailers are open to offers a new study shows high street haggling can reap rewards for UK consumers.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">Two thirds of UK high street retailers give non publicised discounts to customers who are brave enough to haggle, according to a report published last week by moneysupermarket.com.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">In the study of UK retailers and consumers, 61 % of shop owners and managers report that the recession has made them more likely to offer &lsquo;non sale&rsquo; discounts to close a deal.<span style="mso-spacerun: yes;">&nbsp; </span>Yet almost a third of retailers claim that customers rarely haggle with them and only 15 % report that they have a strict &lsquo;no discounts&rsquo; policy.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">Indeed a third of UK shoppers state that they have never tried to negotiate a price down on something they were buying, with the majority stating that embarrassment holds them back from trying to get a better deal.<span style="mso-spacerun: yes;">&nbsp; </span>Only 10% say that they haggle on a regular basis.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">Yet of those who have tried haggling, they report being successful on two out of three occasions and, on average, negotiated a 13.5% discount.<span style="mso-spacerun: yes;">&nbsp; </span>Just 7 % of hagglers received a straight no from the retailer and 73 % of people who asked for free items to be thrown in with a purchase were successful. </span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">The products that consumers feel most comfortable negotiating on are electronic items such as TVs, DVD recorders and stereos.<span style="mso-spacerun: yes;">&nbsp; </span>In contrast, just 8% of people negotiate when buying insurance or purchasing a car and only one in 20 haggle on their mobile phone contracts &ndash; ultra-competitive industries well-known for offering discounts or price matching. </span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">To see this in practice, moneysupermarket.com sent eighteen volunteers out on to the shopping streets of London to try haggling for themselves. They visited over 120 stores including House of Fraser, M&amp;S, H&amp;M, TopShop, PC World, Boots, independent retailers and market stalls.<span style="mso-spacerun: yes;">&nbsp; </span></span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">Twelve out of eighteen volunteers managed to haggle successfully in a high street store and were granted discounts of between 5-20%. Consumer electronics stores and independent retailers were found to be the most open to haggling and, as expected, market stalls proved to be great negotiation territory. The way that you dress also appeared to have a bearing on the discount possible with 80% of the experiment&rsquo;s successful hagglers being smartly dressed.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">High street chains, department stores and supermarkets proved less haggle-friendly with many quoting central pricing policies.<span style="mso-spacerun: yes;">&nbsp; </span>However, there are exceptions to the rule with House of Fraser offering a non-publicised 20 % discount on the purchase of two Jaeger men&rsquo;s shirts.<span style="mso-spacerun: yes;">&nbsp;&nbsp; </span>Tesco also offered a five per cent &lsquo;at till&rsquo; discount on a case of champagne.<span style="mso-spacerun: yes;">&nbsp; </span>Haggling also threw up a large number of poorly publicised in-store discounts that would otherwise have been missed.</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt; line-height: normal; tab-stops: 45.8pt 91.6pt 137.4pt 183.2pt 229.0pt 274.8pt 320.6pt 366.4pt 412.2pt 458.0pt 503.8pt 549.6pt 595.4pt 641.2pt 687.0pt 732.8pt;"><span lang="EN-US" style="color: black; font-family: &quot;Cambria&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: 'Courier New';"><span style="font-size: small;">Populus research among UK retailers backs up these findings with 81% of independent stores saying they are open to negotiation on price.<span style="mso-spacerun: yes;">&nbsp; </span>Perhaps surprisingly, 73% of the UK department stores polled and 71% of high street chains say they are happy to give discounts at their discretion.<span style="mso-spacerun: yes;">&nbsp; </span>Only 31 % of supermarkets are willing to give a non publicised discount.</span></span></p> ]]>
					
				
			</description>
      <dc:subject>Comment</dc:subject>
      <dc:date>2010-01-12T21:51:17+00:00</dc:date>
    </item>

    <item>
      <title>Read my New Business Column</title>
      <link>http://www.ruthbadger.com/blog/item/Read-my-new-business-column/</link>
      <guid>http://www.ruthbadger.com/blog/item/Read-my-new-business-column/#When:17:29:29Z</guid>
      <description>
				
					
						<![CDATA[<p class="MsoNormal" style="background: white; margin: 0cm 0cm 3.75pt; line-height: normal;"><strong><span lang="EN" style="font-size: 12pt; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;">If small businesses make sure their budgets are accurate and take on the right deals they can prosper thanks to their greater flexibility</span></strong></p>
<p class="MsoNormal" style="background: white; margin: 0cm 0cm 3.75pt; line-height: normal;"><span lang="EN" style="font-size: 8.5pt; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;">&nbsp;</span></p>
<p class="MsoNormal" style="background: white; margin: 6pt 0cm 10.8pt; line-height: normal;"><span lang="EN" style="font-size: 10pt; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;">The recession has taught small company owners many vital business lessons, such as the need to diversify, the importance of an accurate budget and that the quality of a deal is more important than the volume.<br /><br />When the economy was performing well people were worried about the number of deals that they got through the door, how quick they got them in, delivered them and got them back out. However, I've seen a definite shift in business towards concentrating on good quality business deals.<br /><br />I've never before heard the word &lsquo;margin' mentioned so often and in such an educated way in the last six months than I have in the last five years. The downturn has taught businesses to focus on the right deals. I said one of my favourite sayings to a business the other day: some of the best deals that you do are the ones that you don't do at all.</span></p>
<p class="MsoNormal" style="background: #f9f9c7; margin: 0cm 0cm 3.75pt; line-height: normal;"><strong><span lang="EN" style="font-size: 12pt; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;">The downturn has taught businesses to focus on the right deals - some of the best deals that you do are the ones that you don&rsquo;t do at all</span></strong></p>
<p class="MsoNormal" style="background: white; margin: 6pt 0cm 10.8pt; line-height: normal;"><span lang="EN" style="font-size: 14pt; color: #999999; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;"><br /></span><span lang="EN" style="font-size: 10pt; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;">This business had seen their margin squeezed down to a stage where all a particular contract meant for them was activity. They were working to a breakeven point, there was no profitability in the deal.<br /><br />Firms must accurately calculate the cost of a product. The naive person works out how much it costs to put together; the business person works out all the labour costs and the margin that needs to go into it to turn a profit.<br /><br />One of the biggest lessons the recession has taught companies is the need to diversify their business. A lot of firms were reliant on a few big contracts to carry them through, but this meant that if one contract ended it seriously affected a company's turnover and cash flow.<br /><br />Since June last year we've helped 101 businesses back from the point of administration - if we hadn't have helped them they would have gone bust. The most common denominator was that the firms did not have a budget, or if they did it was not accurate with what was coming into the company in the current times.<br /><br />A budget is actually very simple to do. It's just a case of being very aware of your figures, working back from that and understanding what the business actually needs to achieve on a daily basis. This is an absolute must in the current economic climate and more SMEs are aware of this than they have ever been.</span></p>
<p class="MsoNormal" style="background: white; margin: 6pt 0cm 10pt; line-height: normal;"><span lang="EN" style="font-size: 10pt; font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN;">I actually think that small businesses are the best place to be right now in the current market place. I am a champion of small and medium-sized companies; they are the backbone of this country and the lifeblood of the business community.<br /><br />Small firms can make decisions quickly to adapt to changing market conditions and ensure that their business is stabilised. Decisions like this can take several weeks to be approved and implemented in larger organisations, and this can make the difference between a firm surviving or going under.<br /><br />Although I'm not convinced by those talking about &lsquo;green shoots' of recovery - we will know when we are beginning to emerge from the recession when the base rate rises and loan-to-value with mortgage lenders starts to go up - I do not expect the economic situation to get any worse.<br /><br />If small business owners have weathered the economic storm so far then - as long as they don't forget the lessons that the recession has taught them when the deals begin to come in - they should survive thanks to the measures that they have implemented.</span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 10pt;"><span lang="EN-US" style="font-size: 10pt; line-height: 115%;"><span style="font-family: Calibri;">&nbsp;</span></span></p>
<p>&nbsp;</p> ]]>
					
				
			</description>
      <dc:subject>Comment</dc:subject>
      <dc:date>2009-12-14T17:29:29+00:00</dc:date>
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    <item>
      <title>Christmas Parties</title>
      <link>http://www.ruthbadger.com/blog/item/christmas-parties/</link>
      <guid>http://www.ruthbadger.com/blog/item/christmas-parties/#When:18:51:03Z</guid>
      <description>
				
					
						<![CDATA[<p>Fantastic night at Tatton Park,&nbsp;organised by&nbsp;JD Parties.... the start of many fantastic christmas parties to come!</p>
<p>and yes I have checked and my staff are all bright eyed and bushy tailed for work!</p> ]]>
					
				
			</description>
      <dc:subject>Comment</dc:subject>
      <dc:date>2009-12-04T18:51:03+00:00</dc:date>
    </item>

    <item>
      <title>Its only October!</title>
      <link>http://www.ruthbadger.com/blog/item/its-only-october/</link>
      <guid>http://www.ruthbadger.com/blog/item/its-only-october/#When:16:28:37Z</guid>
      <description>
				
					
						<![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span lang="EN-US" style="mso-ansi-language: EN-US;"><span style="font-size: small;"><span style="font-family: Calibri;">It might only have just turned October but Christmas is here already. Well that is if you're going shopping anyway.</span></span></span></p>
<p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span lang="EN-US" style="mso-ansi-language: EN-US;"><span style="font-size: small;"><span style="font-family: Calibri;">The big stores have got their seasonal stock out with 80 days still to go.. At least there's no excuse not to get loved ones just what they wished for. But first of all I'll settle for my Halloween costume and then fireworks before I get too carried away.&nbsp; </span></span></span></p> ]]>
					
				
			</description>
      <dc:subject></dc:subject>
      <dc:date>2009-10-14T16:28:37+00:00</dc:date>
    </item>

    <item>
      <title>Dog Fighting</title>
      <link>http://www.ruthbadger.com/blog/item/dog-fighting/</link>
      <guid>http://www.ruthbadger.com/blog/item/dog-fighting/#When:16:26:52Z</guid>
      <description>
				
					
						<![CDATA[<p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span lang="EN-US" style="mso-ansi-language: EN-US;"><span style="font-size: small;"><span style="font-family: Calibri;">It is hard to believe that somewhere right now, behind closed doors in an ordinary house, on an ordinary street, dogs are being fought to the death. Punters will be standing around as the specially trained animals are let loose from baying for each other's blood just as their masters have taught them to do. After the fight is over the unlucky dog will get dumped in a canal or abandoned at a roadside while this disgusting practice begins all over again. This "sport" can involve tens of thousands of pounds being gambled in just one match.&nbsp; The RSPCA has said dog-fighting has increased by 400 per cent in the past three years and it believes there are many more unreported cases. With authorities finding it difficult to penetrate these gangs the country needs to drag these thugs from underground by supplying all the information it can about who is responsible.&nbsp; </span></span></span></p> ]]>
					
				
			</description>
      <dc:subject>News</dc:subject>
      <dc:date>2009-10-13T16:26:52+00:00</dc:date>
    </item>

    
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